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“Mike is the best mortgage professional I have ever dealt with. He permanently financed our dream home, and saved us thousands of dollars in other areas. We should never need another loan again for life.”
-- Courtney Higdon, Chief of Staff, University of Kentucky Healthcare
“Mike provided valuable on-site training to our origination teams, which played a huge role in us becoming one of the leading mortgage companies in central Florida.”
-- Justin M. Johnson, President, LMI Mortgage, Orlando, FL
“We have handled over one hundred mortgage loan closing and document signing services with Mike’s involvement and experienced only positive feedback from his customers.”
-- Tony Birden, Regional Director, Document Signing Services, Cincinnati, OH
"As a realtor I often come in contact and deal with loan officers. Mike is one of the very best. I have enough confidence in him to not only handle my clients mortgage needs, but my own family's as well."
-- Joe Hayden, Realtor
“Mike is an expert on analyzing credit reports, credit risk, and is able to give people great advice on personal credit management.”
-- John Watkins, Director of Sales, Southwest Credit, San Antonio, TX
“Mike is very knowledgeable on all the tax advantages surrounding a mortgage transaction and can often point out potential deductions that many loan officers don’t know exist.”
--David R. Robbins, CPA/Owner, Northstar Financial PLLC, Prospect, KY
“We received a letter from Mike and noticed we had some of the things in our finances that he talks about. We were a bit skeptical, but thought it wouldn’t hurt to try the free review. Less than a week later, we closed with a fixed rate over 2% lower than what we had before, much lower payments, and Mike was able to point out nearly $12,000 in possible tax deductions that our last loan officer never told us about.”
-- The Payne Family, Danville, KY
“A co-worker told us about Mike, so we decided to call and just check it out. We ended up saving big. We got a much better deal on our mortgage and some great advice."
-- The Blatz Family, New Haven, KY
"We already had a good mortgage rate but decided to see what Mike had to say. Rates were not good enough for him to help right away so he kept our information in a rate watch file. He called us about 3 weeks later when there was a dip in the market and locked us in. He lowered our rate and the loan had zero closing costs. We did not even need an appraisal."
-- Brent and Lisa F., Georgetown, IN
"Mike helped us out so much. Our local bank had us really tied down and he got us a sweet deal. We couldn't believe how fast and easy he took care of everything."
-- The Harrison's, Louisville, KY
"Our nephew referred us to Mike. He met us at our home and we talked over our situation. He looked at our home owners insurance and made a phone call to an agent he knew. Our annual premium went from $1300 to only $590. We also did a new mortgage loan that lowered our payments by over $700 per month on a fixed rate. Mike also pointed out several thousand dollars of potential tax deductions to show our accountant. He was able to save us money in about every area from loan interest, to insurance, to taxes. We saved thousands of dollars by working with him."
-- The Weixler Family, Shepherdsville, KY
"We received an envelop with Mike's information in our paper box. After reading it over we chose to call Mike and talk over our finances. Early on he found an error on our credit report which was damaging our credit score. He helped us dispute the item and in 2 months our credit was perfect. We later met at our home and spent a couple of hours reviewing everything about our lives financially. One week later we closed a new mortgage loan with a much better fixed interest rate then what we had. Additionally Mike taught us how to save in other areas and we did. I made a phone call the next day and saved $120 on our insurance. Mike also taught us how to tackle a mortgage in 9 years instead of 30 and we are now on our way to becoming completely debt free. What was impressive about Mike is how he stuck with us for 2 months, stayed at our home until we completely understood everything, did such a great job explaining complicated mortgage jargon, and then delivered exactly like he promised. It is almost impossible to find that kind of service."
-- Shaun and Monica, Goshen, KY
"Mike has done 4 mortgage loans for us on both investment properties and our personal residence. Mike was always available when we needed him and returned calls and e-mails within minutes. He looked out for our best interests the entire way, especially whenever a third party became involved. We would recommend Mike to anyone looking for a mortgage."
-- The Wood Family, Louisville, KY
"Mike was great to work with. The mortgage closed exactly like he promised from day one, and he was great to have around through a complex situation"
-- Dale Schmidt, Mt. Washington, KY
"I can't say enough about how much Mike helped me. I learned more about the mortgage business in one week with him than the rest of my life combined. During the process, we discovered my current mortgage had several bad terms no one ever told me about. To make matters worse, my loan was sold right in the middle of the refinance to a new servicer who tried to say I was late on my payment. Mike spent a lot of time on the phone sorting out these problems for me. He solved everything except the early payoff penalty I never knew I had. It was then that Mike lowered his rate from where we started and did a zero closing cost loan to help me out of the situation, and pay for a penalty that wasn't his fault in the first place. He proved to me without a doubt that he is someone who helps others and is not just out for a commission. When we went to closing he made sure I understood every term this time around, and made it simple.
-- Bill Potter, Louisville, KY
"The things Mike uncovered while processing our mortgage were incredible. He analyzed our escrow statements for the past few years and determined our current lender owed us $1027 for inaccurately managing our account. He called them and we collected a refund. We would have had no idea had he not pointed that out. He reviewed our home owners insurance and made another call which resulted in our annual premium going from $1700 to $870...for more coverage. In our mortgage he took us from an adjustable rate to a fixed rate that was over 4% lower than what we had. Our payments dropped by over $200 per month and we also got to skip 2 months of mortgage payments. Then there is the fact that he bent over backwards to help us and stuck with us for an entire month sorting through our finances which also reminds me that he met with us on New Year's Day when his office was closed because of our busy schedule. The combination of his expertise and customer service are incredible.
-- David and Jean Reed, Louisville, KY
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